Disclaimer

SDG Impact (Australia) Pty Ltd trading as Finoptis Consulting Services - Web Site Disclaimer

This Disclaimer governs your access and use of the Finoptis Consulting Services website. By accessing and utilizing this website and its content, you, and the corporate entity you represent, accept and agree to the following terms.

1. Nature of Content: Strategic Information, Not Contracted Advice

The content, documentation, reports, articles, guides, and strategic commentary published on the Finoptis Consulting Services website (www.finoptis.net) are provided exclusively for **general informational and high-level strategic purposes** related to sustainability, ESG integration, carbon management, financial advisory, and strategic business consulting.

The material presented is inherently general and is **not intended to constitute, and should not be relied upon as, tailored professional advice** (including financial, legal, technical, or accounting advice) specific to your organisation’s industry, regulatory obligations, or operational context.

No Client Relationship: The mere use of this website does not create a client-consultant relationship between you, your organisation, and Finoptis Consulting Services.

Formal Engagement Required: Any formal engagement, specific advice, or customized work product is only provided under a separate, executed written contract (such as a Letter of Engagement or Service Agreement) which defines the precise scope of work, fees, and liabilities.

2. Accuracy and Due Diligence

Finoptis Consulting Services makes every effort to ensure the information on this website is accurate and current at the time of publication. However, we provide no guarantee, representation, or warranty, express or implied, as to the accuracy, completeness, timeliness, or suitability of the content for your business purposes.

We advise that any strategic or operational decisions made by your organisation should be based on your own independent due diligence and the formal advice obtained under a specific, tailored consulting agreement.

3. Limitation of Liability for Corporate Users

Your access and reliance on the content of this website is strictly at your organisation’s own risk.

To the maximum extent permitted by Australian law, Finoptis Consulting Services, its directors, employees (including Nash Balaghee, GRI Certified Sustainability Consultant), and affiliates will not be liable for any direct, indirect, incidental, punitive, or consequential loss or damage, including but not limited to loss of profits, loss of data, or business interruption, arising from:

* The use of, or inability to use, the information contained on this website.

* Any error, omission, or technical failure on the website.

* Decisions made by your organisation based on the general information provided here.

4. Compliance with Australian Law

This Disclaimer does not exclude or limit any guarantees, warranties, or remedies implied by the *Competition and Consumer Act 2010 (Cth)* (including the Australian Consumer Law) or any other law that cannot be lawfully excluded or limited. Our liability for breach of any non-excludable provision is limited to the extent permitted by the ACL.

5. Third-Party Links

This website may include links to external websites, resources, or services (e.g., BCSD Australia ESG Snapshots, regulatory bodies). These links are provided solely for convenience and do not constitute an endorsement, approval, or recommendation by Finoptis Consulting Services. We are not responsible for the content, security, or privacy practices of any linked third-party site.

6. Intellectual Property

All intellectual property rights in the content and design of this website belong to Finoptis Consulting Services, or are used under licence. You may not reproduce, distribute, or modify any content without our prior written consent.

7. Governing Law

This Disclaimer is governed by the laws of Australia and the State of Victoria, and you submit to the non-exclusive jurisdiction of the courts exercising jurisdiction in Victoria.